我们重视您的隐私. We may collect personal information from you for business, marketing, 和 commercial purposes. 阅读更多
我们重视您的隐私. We may collect personal information from you such as identifying information (name, address, 驾照号码), transactional information (products or services purchased 和 payment history), 数字网络活动(与我们的网站互动), IP地址), 地理定位数据, 录音和其他形式的个人信息. 我们将这些信息用于业务, 市场推广及商业用途, 包括但不限于, 提供您所要求的产品和服务, 处理你的索赔, 防止欺诈行为, 维护安全, confirming your identity 和 offering you other insurance 和 financial products.
加州居民请点击 在这里 to view the full version of the California Consumer 隐私 Notice.Para español, haga clic aqui para ver la versión completa del 通报 de Privacidad del Consumidor de California. 读的少
If you receive a paycheck, 在这里's a way to protect your earned income. A short-term disability policy offers you income protection to help cover monthly expenses (such as mortgage, 租金, 公用事业公司, or car loan) if you're unable to work because of a total disability due to illness or injury.
政策选择是专门为短期残疾而设计的. 其中包括1年和3年的福利期, 每月的补助金额从300美元到3美元不等,000元(视乎你的入息及职业类别而定).
Short-term disability insurance can provide funds for whatever you need to protect. Mortgage, 租金, or a car loan are just some of the monthly expenses that can be funded. The benefit period 和 monthly amount choices allow you to choose the right coverage for you.
The short application process allows you to get the coverage you need faster than ever.
储蓄 accounts can serve as a temporary safety net, but most people haven't saved enough. 残疾政策可以提供一个长期的解决方案. 根据2014年消费者残障意识研究, 57 percent surveyed said they had enough savings to pay their bills for 6 months or less.
Because the definition of disability is very strict (the disability must be expected to last 12 months or more, 或导致死亡), 65%的索赔被拒绝. In 2016, the average Social 安全 benefit amount was $1,166 per month.2
残疾 insurance products are not available in MA, NJ, 和 RI.
2 Social 安全 Administration Disabled Workers Beneficiary Data, October 2017
3 社会保障刊物编号. 05年- 10570年,2016年6月
The information provides a brief, general description of the coverage provided by these policies. It is not a contract 和 certain exclusions 和 limitations apply. A complete statement of the coverage provided is found only in the policy itself. Policy coverages, exclusions, 和 limitations may vary in some states.
For exact terms 和 conditions see: 残疾 Income policies ICC16 97064IC, ICC16 97065IC和ICC16 97066IC.
This section describes situations 和 conditions in which payment will be limited or denied even if You otherwise qualify for benefits.
除外责任. This policy does not provide benefits for 残疾 or any other loss caused or contributed to by: