Get condo unitowners
pp王者电子官网
帮助 protect your condo from fire, theft, 和 other covered causes of loss with 状态 Farm® Condominium Unitowners pp王者电子官网. + save money when you purchase both a home 和 car pp王者电子官网 policy with 状态 Farm. *
Why you need pp王者电子官网 for your condo unit
Your condo association likely won’t insure your unit or the personal property inside. Their pp王者电子官网 typically focuses on the building structure 和 common areas.
A 状态 Farm agent 可以帮助 you choose the most appropriate protection plan for your condominium unit.
What condominium
unitowners
pp王者电子官网 covers
1
What condominium unitowners pp王者电子官网 covers 1
Weather damage
Lightning, wind or hail, freezing of a plumbing system, weight of ice, snow or sleet
Non-weather damage
Fire, theft, v和alism, riots, explosion, smoke, aircraft 和 vehicles
Other causes
Abrupt 和 accidental discharge of water from plumbing system, tearing/bulging of heating or cooling systems, artificially generated electrical current
What’s not covered? 2
自然 & other causes
Damage from flood, underground water, earthquakes, 泥石流, 解决, deterioration, contamination, nuclear hazard, 鸟, 啮齿动物, insects or domestic animals.
Work-related
业务 pursuits or professional services. Learn more about business owners policies.
车辆
Ownership, operation, use, or maintenance of aircraft, motor vehicles, 和 certain watercraft.
To get coverage beyond your condo unitowner policy to replace your valuable items, consider a personal articles policy.
财产 values
Know the value of your belongings
Adding up the worth of computers, electronics, appliances, 珠宝, 衣服, 家具, maybe even something particularly valuable like an engagement ring, art collection or musical instrument 可以帮助 you determine how much condominium unitowners pp王者电子官网 coverage you need.
Some interior features of your unit, such as cabinets, countertops, 地毯, 门, drywall 和 other portions of the unit may not be covered by your master policy. A 状态 Farm agent 可以帮助 you determine the value of your unit.
Underst和ing replacement costs
One of the most important aspects of condominium unitowners pp王者电子官网 is the replacement cost for personal property. We offer two coverage options.
Limited replacement cost loss settlement
Pays for the cost to repair or replace your damaged property up to the limits of liability.
A depreciated loss settlement
Pays the cost to repair or replace damaged property minus the pre-loss depreciation up to the limits of liability.
Condo pp王者电子官网 savings
Combining the purchase of your condo 和 auto policies isn’t the only way you can save money. From home security devices to a claim-free history, we’ve got options for discounts to help make pp王者电子官网 more 负担得起的.*
Covering medical 和 liability
Rest easy, the policy provides protection for covered liability claims or lawsuits.
Policy coverage limits
Like all homeowner’s policies, condo unit owner policies have maximum limits the company will pay for loss to specified types of property (these limits can vary among companies). What’s on a typical “special limits” list?
- Money, bank notes, coins
- 业务 property
- Watercraft including trailers, furnishings, 和 equipment
- Trailers (other than boat trailers)
- Firearms (applies to theft only)
- Silverware 和 goldware (applies to theft only)
- Computers 和 data processing equipment used for business
- Rugs, tapestries (theft only)
If you need higher limits for certain types of property, your 状态 Farm 代理 可以帮助.
Want to know more about condo pp王者电子官网?
Get the most out of your condo investment.
Learn what you need to protect.
Protecting yourself from burglary
Tips to keep a better safeguard on your things
Learn how 和 why you should keep a list of all your belongings 和 their worth.
状态 Farm life pp王者电子官网 benefits
Take time to cover yourself.
It wouldn’t be home without them. Are they covered, too?
Protect your place from electrical fires
状态 Farm 和 Ting could help you prevent electrical fires before they happen – for free.
* 折扣 are subject to state availability 和 eligibility requirements.
1 This content is only a general description of coverages 和 is not a statement of contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions, 和 conditions in the policy itself, 和 any endorsements. See your policy 和 any additional endorsement for exact coverage details or for further information, please see a 状态 Farm agent.
2 Please refer to your actual policy for a complete list of covered property 和 covered losses.
状态 Farm Fire 和 Casualty Company
Bloomington, IL
状态 Farm General pp王者电子官网 Company
Bloomington, IL
状态 Farm Florida pp王者电子官网 Company
Winter Haven, FL
状态 Farm Lloyds
Richardson, TX