主要内容开始
Anything that isn’t permanently attached to your home or your property is most likely considered personal property. 个人 articles coverage may offer broader coverage than your existing homeowners policy, helping ensure you can repair or replace those items you value (和 even those you don’t).
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Cameras, computers 和 software, musical instruments, bicycles, silverware, sports equipment2
Hearing aids, medical devices, prosthetic devices, personal mobility devices 和 wheelchairs
While coverage protects your personal property for many loss situations, t在这里 are some exceptions. Your 状态 Farm agent 和 items outlined in your policy will help you underst和 details about your personal property coverage.
个人 property doesn’t have to be in your home to be protected by your policy. Your coverage travels with you — whether you’re enjoying the vacation of your dreams or running weekly err和s.
个人 property coverage applies anyw在这里 in the world. 当你去度假时, items such as jewelry 和 cameras are covered (fine art items are only covered within the United 状态s 和 Canada).
We'll pay the cost to repair or replace your personal property, without deduction for depreciation up to the applicable limit. The 个人文章政策 insures against theft 和 accidental direct physical damage to covered property with some limitations 和 除外责任.
Although available if desired, t在这里 generally is no deductible on a 个人文章政策.
You’ll be covered for the full amount of the value specified on your policy needed to replace an item or items of jewelry that are part of a pair or set. For example, a pair of earrings would qualify for this coverage.
The amount of coverage is automatically adjusted annually based on the Consumer 产品 Inflation index. Valuable items should be professionally reappraised regularly.
In addition to coverage for your engagement 和 wedding rings, we can cover your wedding gifts as well. Adding the Wedding Gift endorsement provides temporary coverage (before 和 up to 90 days after your wedding) to protect your gifts. Refer to the policy for a complete description of the Losses Not Insured.
Rare 和 antique collectibles can be valuable – make sure you’re protecting them 和 妥善储存.
You might want to consider a personal article insurance or personal liability insurance policy to 帮助保护 your possessions, home 和 future earnings.
1 Collectibles include such items as dolls, 模型火车, 体育卡片, 漫画书, 还有集邮和钱币收藏.
2 Sports equipment includes such items as equipment used with fishing, 狩猎, 射箭, 滑雪, 潜水和滑雪.
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信息披露
This page contains only a general description of coverages 和 is not a contract. Details of coverage, coverage limits, optional coverages or services may vary in some states. 一切险别以本条款为准, 规定, 除外责任, 和 conditions in the policy itself 和 in any endorsements.
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布卢明顿,
国家农场一般pp王者电子官网公司
布卢明顿,
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理查森,TX